PREVI :: Annual Report 2008

from the Executive Board from the Deliberative Body from the Audit Committee from Plano 1's Consultative Council from PREVI Futuro's Consultative Council

PREVI: Who we are, Mission, Vision, Values Composition of the Management

Investments Governance Management Social Security

Socioenvironmental responsibility Customer Service Risk Planning & Management

Benefit Plan 1 PREVI Futuro Benefit Plan CAPEC

Balance Sheet Result Statement Financial Flow Demonstration Asset and Result Statement - Benefit Plan 1 Asset and Result Statement - PREVI Futuro Benefit Plan Asset and Result Statement - Capec Benefit Plan

Independent Auditors Audit Committee Deliberative Body

Home :: Messages : Message from the Advisory Board for PREVI Futuro

Message from the Advisory Board for PREVI Futuro PREVI Futuro grows, with progress and improvements for participants

PREVI Futuro is undergoing constant growth. In 2008, there were upwards of 7,000 adhesions and the total number of participants is already in excess of 52,000. This growth rate reflects PREVI’S importance and power. There is growing awareness of the benefits and advantages of participating in this Plan, and of the Institution’s solidity, even in times of crisis.

PREVI Futuro’s opening credit lines for real estate was a milestone in 2008. In addition to the advantage of being able to finance 100% of the value of the property (without the need to make a down payment), installments go down if the mortgagee has a pay cut, and, furthermore, installments never surpass 30% of the his or her income.

Another important achievement in 2008 was the roll-out of investment profiles for the participants. Slated to be kicked-off in the first half of 2009, these profiles allow participants to determine what percentage of their resources will be allocated to Variable or Fixed Income.

This progress and these achievements reflect the importance of having an active Advisory Board, one that is attentive to the employees’ needs and demands. This performance space and the Board’s commitment to the participants is, doubtlessly, a fundamental victory, pointing to a better future for PREVI and its members.

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